Useful first
The calculator answers the question before asking you to read an article.
VULT MONEY TOOLS
Practical calculators for one money question at a time. They are free to use, run in your browser and explain the assumptions behind every result.
01 · INVESTING
Australian investment calculator
Model a starting balance, weekly or fortnightly contributions, fees, inflation and up to 50 years of potential growth.
Open calculator02 · DEBT
Debt payoff calculator
Compare avalanche and snowball strategies, estimated interest, payoff order and the effect of an extra monthly repayment.
Open calculator03 · HOME LOANS
Australian mortgage calculator
Estimate principal-and-interest repayments, then compare frequency, an average offset balance, regular extras and a higher-rate scenario.
Open calculator04 · INCOME TAX
Australian income tax calculator
Estimate resident tax for 2026–27 or 2025–26, including LITO, the individual Medicare levy and weekly, fortnightly or monthly take-home pay.
Open calculatorBUILT TO BE CHECKED
VULT tools show the inputs, assumptions and limits beside the answer. They do not ask for an account, upload your figures or turn an estimate into advice.
Australian by default
AUD, fortnightly habits and links to current Australian public-interest sources.
Clear boundaries
Assumptions, fees, inflation and risk are visible instead of hidden below the result.
CONNECT THE NUMBER
YOUR MONEY, ORGANISED
Use VULT to plan the contribution, track the progress and keep the rest of the budget connected.